underbanked Without Credit, Folks Turn To High Interest Loans; A Nonprofit Is Buying Them Back By Courtney Collins • Nov 8, 2016 shutterstock Recent FDIC numbers show statewide, fewer people are what’s known as “underbanked." Translation: not being able to access mainstream credit. In North Texas, however, those numbers continue to rise. One nonprofit is working to turn that tide—one low interest loan at a time. Inside Dallas' Jubilee Park Neighborhood, Bank Accounts Are Hard To Find By Courtney Collins • Feb 25, 2015 In KERA’s series One Crisis Away: Inside a Neighborhood, we look at the high price of being poor in a place called Jubilee Park. The Dallas neighborhood is sandwiched between Interstate 30 and Fair Park.